Churchville-Chili Homes under $400,000

Churchville-Chili Homes under $400,000

Welcome to the charming community of Churchville-Chili, nestled in the heart of Monroe County, New York. This vibrant school district is renowned for its commitment to academic excellence and holistic student development. With a strong emphasis on fostering a supportive learning environment, Churchville-Chili Schools offer a range of educational programs designed to inspire and engage students from kindergarten through high school. Families can take pride in the district's dedicated educators, innovative curriculum, and a variety of extracurricular activities that cater to diverse interests.

Living in the Churchville-Chili area means you’ll enjoy the perfect blend of suburban tranquility and easy access to urban amenities. The community is known for its friendly atmosphere, beautiful parks, and recreational facilities, making it an ideal place for families to thrive. With homes priced under $400,000, this area presents an exciting opportunity for first-time homebuyers and those looking to settle down in a welcoming neighborhood without breaking the bank.

Imagine finding your dream home in Churchville-Chili, where you can enjoy spacious yards, charming architecture, and a strong sense of community. Whether you’re looking for a cozy starter home or a larger family residence, there are plenty of options available that fit your budget and lifestyle.

Explore the potential of Churchville-Chili today, and see why so many families are proud to call this wonderful district home! With its exceptional schools and affordable housing, it’s no wonder that Churchville-Chili is one of Monroe County’s most sought-after areas.

Newest Churchville-Chili Homes under $400,000

7 Matthew Circle, Ogden
$179,900
3 Beds ⋅ 2 Baths ⋅ R1725739 MLS
Bring your vision to 7 Matthew Circle! This home close to Roberts Wesleyan College is set on a 0.27-acre cul-de-sac lot in Ogden within the Churchville-Chili School District, this 3-bedroom, 1.5-bath split-level offers plenty of potential with a little love and personal touches. The layout includes a living/dining combination and a finished lower-level recreation room, providing space to gather, relax or pursue hobbies. Hardwood flooring in portions of the home adds character, while central air, an attached one-car garage and a blacktop driveway offer everyday convenience. Included appliances include an electric cooktop, dishwasher, microwave, refrigerator, washer and dryer. Nice backyard shed for added storage. With some TLC, this home offers an opportunity to refresh the spaces and make it your own. Showings begin October 30 at 9 a.m., with delayed negotiations November 8 at 6 p.m.

7 Matthew Circle, Ogden
41 Spotts Circle, Riga
$339,900
3 Beds ⋅ 2 Baths ⋅ R1725416 MLS
THIS 2015 BLT RANCH TOWNHOME IS A MUST SEE IN VILLAS AT CHURCHVILLE COMMUNITY ~ LOW HOA OF $250 MONTHLY ~ THE WOODED YARD ADDS A LITTLE MORE PRIVACY WHEN RELAXING ON THE DECK. OFFERING 1505 SQFT WITH 3 BEDROOMS & 2 FULL BATHS ~ 1ST FLOOR LAUNDRY ROOM W/CABINETS & WALK-IN CLOSET/PANTRY ~ THE BEAUTIFUL EAT-IN KITCHEN W/BREAKFAST BAR ~ STAINLESS APPLIANCES ~ DOUBLE OVEN ~ GRANITE COUNTERS & PANTRY. KITCHEN IS ALSO OPEN TO THE LIVING ROOM W/GLEEMING HARDWOOD FLOORS & GAS FIREPLACE. PRIMARY BEDROOM HAS A LG WALK-IN CLOSET & PRIMARY BATH W/WALK-IN SHOWER ~ LINEN CLOSET & DOUBLE BOWL VANITY. BEDROOM #2 IS EQUIPED WITH A MURPHY BED, TO TUCK AWAY WHEN NOT BEING USED. BEDROOM #3 IN FRONT OF THE TOWNHOME CAN ALSO BE USED AS A OFFICE OR DEN. FULL BASEMENT WITH POURED CONCRETE WALLS & PARTIAL EPOXY FLOOR. WHOLE HOUSE GENERATOR ALSO. TOWNHOME HAS JUST BEEN PROFESSIONALLY CLEANED ~ OPEN HOUSES ON SATURDAY 10/31 & SUNDAY 11/1 BOTH DAYS OPEN 11-12:30 OR BY APPOINTMENT.

41 Spotts Circle, Riga
28 Bucky Drive, Chili
$209,777
3 Beds ⋅ 1 Baths ⋅ R1725218 MLS
CHURCHVILLE-CHILI SCHOOLS! This home was just fully remodeled inside and out! Close to shopping, parks and expressways for your convenience. Brand New driveway, roof and siding invite you HOME! Living room flows perfectly into the kitchen with center island featuring quartz counters, stainless steel appliances and new cabinetry! New carpets in all 3 bedrooms and vinyl flooring throughout the home! Fully remodeled bathroom with tile shower surround. Sliding glass doors access the back deck and overlooks the large back yard. Attached 2 car garage! JUST UNPACK! Offers will be reviewed on Monday 11/2/2026 @ 5:00pm.

28 Bucky Drive, Chili
5 W Canon Drive, Chili
$249,995
3 Beds ⋅ 2 Baths ⋅ R1724298 MLS
Welcome to 5 W Canon Dr in Chili! This inviting 3-bedroom, 1.5-bath Colonial combines classic charm with thoughtful updates and flexible living space. The updated kitchen features all-wood cabinetry, stainless steel appliances, and solid-surface countertops, while hardwood floors run throughout the home. The first-floor family room offers additional space for relaxing, entertaining, or working from home. Upstairs, the full bath connects to both the primary bedroom and hallway for convenient access. Enjoy the outdoors in the large backyard with mature trees and a patio, perfect for warm-weather gatherings. Additional highlights include a full tear-off roof replacement approximately 10 years ago, newer furnace and water heater, vinyl replacement windows throughout, LeafFilter gutter guards, and a convenient laundry chute from the upstairs hallway to the basement laundry area. With classic charm, practical updates, and comfortable living spaces, this home is ready for its next chapter. Showings begin Friday, October 23rd at 8am. Offers to be reviewed Tuesday, November 3rd at Noon.

5 W Canon Drive, Chili
104 Hubbard Drive, Chili
$274,900
3 Beds ⋅ 2 Baths ⋅ R1721612 MLS
Move-in ready & Charming Cape Cod set on over a half-acre lot, with an especially private backyard! This 3-bedroom, 2-full-bath home blends original architectural character with extensive recent updates. A welcoming arched front entry wood door, with a new custom-made storm door/2023, & a built-in wall doorbell leads inside to the foyer/entry with ceramic tile flooring. The living room with hardwood flooring is anchored by a decorative fireplace (non-functional, decorative only/needs new tile or liner). Updated kitchen offers LG stainless smart appliances/2022, subway tile backsplash, and an eating nook. The first floor includes two bedrooms and a full bathroom. One of these bedrooms was originally a formal dining room and has a sliding glass door that leads out to the rear deck/concrete patio, if a formal dining room is preferred, this would be a two-bedroom home. Upstairs, the private second-floor primary bedroom features a desk/office area, and its own ensuite full bath with a skylight. The partially finished basement provides storage & recreation room space, and a laundry area with laundry tub, washer/dryer included. Natural gas-fired hot water boiler-(liner 2024) baseboard heat, supplemented by a ductless mini-split unit/2025 that also provides air conditioning in the living room and 2nd floor primary bedroom. Natural gas hot water heater-(liner 2024) supplies the home's hot water. Electrical service was updated to a 200-amp circuit box/2024; functional fuse box in the garage. Outside, enjoy the large, concrete back patio/2024, freshly painted front and rear decks/2026, refreshed landscaping/2023, and a storage shed in the backyard that is included. Major improvements include a tear-off roof/2022, new gutters/2022, exterior paint/2022, and a brand-new, expanded blacktop driveway/2025, and sealed/2026. A rare combination of classic charm, including solid wood doors with glass knobs, many thoughtful updates, and lots of outdoor space!

104 Hubbard Drive, Chili
1476 Vroom Road, Ogden
$249,900
3 Beds ⋅ 2 Baths ⋅ R1723220 MLS
Beautiful Ranch with 3 bedrooms, 1.5 baths and many updates located in the Churchville School district. This home was purchased from the original owners and was very well kept. Updates and Improvements include beautiful Hickory soft close Kitchen Cabinetry, New luxury vinyl plank flooring in the kitchen and dining area, Newly Updated Full and Half Baths, a back up Generator for the whole house and a New Power Retractable Awning. Lots of closet space. Huge walk out basement. There are also newer replacement windows throughout the house. The deck has been freshly painted. The roof was a tear-off and is 12 years old. Underneath the carpet in most of the house are the original hardwood floors. (we were told from original owner they are still in great shape) Delayed Negotiations, All offers are due Tuesday October 27th at 12:00 noon. Thank you.

1476 Vroom Road, Ogden
45 Solmar Drive, Chili
$349,995
5 Beds ⋅ 4 Baths ⋅ R1723631 MLS
Room to grow, space to spread out, and the flexibility to fit your lifestyle! Welcome to 45 Solmar Drive, a 5-bedroom, 3-full-bath home offering the best of single-level living with plenty of additional space for a large family or multigenerational living. The addition features a first-floor bedroom and full bath, ideal for an in-law suite or additional primary suite. Hardwood floors highlight the main living areas. The cozy family room features a gas fireplace. Enjoy the convenience of first-floor laundry, with an additional hookup in the basement. The three-season room offers a relaxing spot to enjoy the outdoors, while the deck overlooks a large, level yard. The attached two-car garage and storage shed provide additional functionality. Located in a quiet neighborhood, this versatile home offers room for everyone!

45 Solmar Drive, Chili
2888 S Union Street, Ogden
$249,900
4 Beds ⋅ 2 Baths ⋅ R1721718 MLS
Come look at this 1758 square foot cape cod w/ large yard, shed and detached garage. Home features a large living room, kitchen/dining combo, 3 bedrooms, 1 full bath downstairs and a master suite up in the loft! Full basement w/ lots of storage! Open house Saturday 10/24 10 A.M.-Noon.

2888 S Union Street, Ogden
215 Gilman Road, Riga
$299,000
3 Beds ⋅ 1 Baths ⋅ R1722799 MLS
AN ASKING PRICE OFFER TAKES IT -- NO DELAYS, NO GAMES. Welcome to 215 Gilman Road — a thoughtfully maintained 1960 ranch sitting on a peaceful .46-acre lot just outside the village of Churchville, directly across from the park, disc golf course, and soccer fields. From the moment you walk in, you’ll notice it. This home has been cared for, and it shows in every room. The kitchen features granite countertops, a breakfast bar that opens into the living room, and flows naturally into the main living space — making the home feel open and connected without sacrificing comfort. Sliding glass doors off the primary bedroom lead directly to a covered back patio, creating a seamless indoor-outdoor connection that makes the warmer months that much better. Whether it’s morning coffee in the spring or an evening outside in the fall, this covered space delivers. Out back, a flat, partially fenced yard offers privacy and simplicity — easy to enjoy, easy to maintain. A shed tucked in the back corner handles the overflow. Laundry hookups on both the first floor and in the basement give you the flexibility to set things up exactly the way you want. The mechanicals have been dialed in — furnace and central air replaced 3 years ago, electric updated, new septic 5 years ago, and windows updated throughout. The home is also equipped with a generator and a transfer switch wired directly into the panel, so when the power goes out, you’re covered. Move-in ready isn’t a selling point here — it’s just the reality. Out front, a stately catalpa tree anchors the lawn and gives this home a presence and character that simply can’t be manufactured. Whether you’re planting roots for the first time, raising a family, or looking to simplify — 215 Gilman Road is ready for you. NO DELAYED NEGOTIATIONS

215 Gilman Road, Riga
17 Spotts Circle, Riga
$339,900
3 Beds ⋅ 2 Baths ⋅ R1719758 MLS
**Lovely and rarely available ranch-style end-unit townhome in the highly desirable Villas at Churchville!** This beautifully maintained home offers the perfect combination of comfort, convenience, and low-maintenance living—ideal for those looking to right-size without sacrificing space or quality. Located within the Village of Churchville, this welcoming community features sidewalks and is conveniently close to local parks, shops, restaurants, and village amenities. The first-floor ranch-style layout provides easy, one-level living with **3 bedrooms and 2 full baths**, including a spacious **primary suite with a walk-in closet and private full bath**. The inviting living room features **hardwood flooring and a gas fireplace**, creating a warm and comfortable gathering space. The well-appointed kitchen includes **stainless steel appliances** and opens to a bright breakfast room with direct access to the rear deck. Enjoy outdoor living on the spacious deck with a **retractable awning**, or relax on the adjoining rear patio. Convenience continues with a **dedicated first-floor laundry room** and an impressive lower-level featuring **Superior Walls and partial insulation**— excellent potential for additional finished lower- level space, recreation, a home office, gym, or hobby area. Additional highlights include a **hard-wired generator**, newer mechanicals, and a roof, furnace, and central air all new in 2015, with a humidifier added in 2018. Monthly HOA dues of **$250** include exterior and common-area maintenance, snow removal, landscaping, lawn mowing, and more, allowing you to enjoy an easy, worry-free lifestyle. **Average monthly utilities:** Village electric $96.00; RG&E $69.00; water $20.00. A rare opportunity to enjoy comfortable ranch-style living in one of Churchville's desirable low-maintenance communities. **Move right in and enjoy all that the Villas at Churchville and the Village have to offer!**

17 Spotts Circle, Riga
8 Daisy Lane, Chili
$264,900
2 Beds ⋅ 2 Baths ⋅ R1718554 MLS
Welcome home to 8 Daisy Lane. This end unit offers 2 bedrooms, 2 full bathrooms and in located in the Mayflower Village in North Chili. This home offers true one floor living, complete with first floor laundry. From the attached two car garage, step inside to find beautiful new flooring thought the main living areas. The kitchen and living room offer open concept living, complete with cathedral ceilings, skylights, gas fireplace and new kitchen appliances. The sliding glass door off the kitchen offers plenty of natural light and access to the private deck. The basement is partially finished, with a kitchen and full bathroom. This home is move in ready. Come take a look.

8 Daisy Lane, Chili
123 Freedom Pond, Chili
$244,900
2 Beds ⋅ 2 Baths ⋅ R1716066 MLS
OPEN SUNDAY 9/20 2:30-4:00. CHILI'S Delightful "College Greene Community" ! It's Time To TREAT YOURSELF And ENJOY This WELL CARED FOR RANCH STYLE HOME BACKING TO THE PRIVATE WOODED AREA! Inviting Covered Entry Opens to The Bright Interior. Amazing Vaulted GREAT ROOM Featuring The PICTURE WINDOW OVERLOOKING A NICE PATIO AREA! EAT-IN KITCHEN, All Appliances. FIRST FLOOR LAUNDRY IS A MUST! The Main BEDROOM Can Accomadate A Good Size Bedroom Set And OFFERS A BATHROOM & OVERSIZED WaLK IN CLOSET! VALUE PACKED And READY TODAY FOR YOU! Some photos provide a more finished view enhanced with AI

123 Freedom Pond, Chili
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