Monroe County Homes under $200,000

Monroe County Homes under $200,000

Welcome to Monroe County, New York—an enchanting blend of natural beauty and vibrant community life! Nestled in the heart of the Finger Lakes region, Monroe County boasts a rich tapestry of culture, history, and outdoor adventure. With its picturesque landscapes, charming small towns, and proximity to the bustling city of Rochester, this county offers a unique lifestyle that appeals to families, retirees, and young professionals alike.

For those seeking affordable housing options, Monroe County is a treasure trove of homes under $200,000. Whether you’re a first-time buyer, looking to downsize, or searching for a cozy starter home, you’ll find a variety of properties that fit your budget without compromising on charm. From quaint bungalows to spacious townhouses, the real estate market here is diverse and inviting.

Imagine sipping your morning coffee on a sunlit porch or hosting summer barbecues in your own backyard. With homes in Monroe County, you can enjoy these simple pleasures without breaking the bank. The area is not only known for its affordable housing but also for its excellent schools, parks, and recreational opportunities. Explore the scenic trails of the nearby Letchworth State Park or enjoy the vibrant arts scene in Rochester—there’s never a shortage of activities to keep you engaged.

If you’re ready to embark on your journey to homeownership in Monroe County, let us guide you to the perfect property that meets your needs and dreams. Your ideal home awaits in this delightful corner of New York!

Newest Monroe County Homes under $200,000

138 High Street, Rochester
$95,000
4 Beds ⋅ 2 Baths ⋅ R1726160 MLS
Great investment opportunity! This side by side duplex features two units, each offering 2 bedrooms and 1 bathroom, with separate utilites, attic and basement access. Enjoy enclosed front and back porches for each unit. Full of potential and ready for its next owner!

138 High Street, Rochester
61 Grassmere Park, Rochester
$125,000
3 Beds ⋅ 1 Baths ⋅ R1726163 MLS
Natural woodwork and hardwood floors bring warmth and character to this three-bedroom home in Rochester’s Charlotte neighborhood. Enjoy the beach and everything else the area has to offer. There's plenty of natural light offering comfortable everyday living, while a full basement and attic provides additional storage. Don't miss this opportunity to enjoy classic details and add your own personal touches.

61 Grassmere Park, Rochester
150 Spruce Avenue, Rochester
$185,000
3 Beds ⋅ 2 Baths ⋅ R1725571 MLS
Welcome to 150 Spruce Avenue in Rochester, NY 14611! This charming, super cute 3-bedroom, 1.5-bath home offers a great combination of comfort, convenience, and opportunity. Inside, you'll find bright living spaces, a functional kitchen with ample cabinet storage, and a versatile layout ready for your personal touch. Outside, enjoy a private, fenced backyard with space for entertaining, gardening, or relaxing, plus the convenience of an attached garage and paved driveway. Major improvements include a roof approximately 4 years old, hot water tank just 2 years old, and furnace approximately 10 years old. For investors, this property presents an attractive opportunity to expand a Rochester rental portfolio, with three bedrooms, an additional half bath, off-street parking, and private outdoor space—features that may appeal to prospective tenants. Its proximity to downtown Rochester, walking distance to the University of Rochester and Strong Memorial Hospital, plus major commuter routes adds to its potential as a long-term rental investment. Whether you're an owner-occupant looking to make a home your own or an investor seeking your next income-producing property, 150 Spruce Avenue offers flexibility, value, and potential in Rochester's 14611 market. Schedule your private showing today!

150 Spruce Avenue, Rochester
17 College Ave, Greece
$169,000
2 Beds ⋅ 1 Baths ⋅ R1726107 MLS
Welcome home to this beautifully updated 2-bedroom gem located on a quiet, low-traffic street in the Hilton School District. Situated on an expansive lot, this property offers the perfect blend of modern updates, convenience, and outdoor space. Inside, you'll find a fully renovated eat-in kitchen featuring stylish white cabinetry, granite countertops, and top-of-the-line stainless steel appliances. New flooring throughout the home creates a fresh, cohesive feel, while the convenient first-floor bedroom and laundry provide easy one-level living. Recent major improvements offer peace of mind, including newly installed natural gas service, a brand-new furnace, and connection to public sewer completed in May 2026. The bright eat-in kitchen opens through a sliding glass door to a cozy rear sitting porch, creating the perfect spot to enjoy your morning coffee or unwind while overlooking the spacious backyard. Whether you're a first-time buyer, downsizing, or simply looking for a move-in-ready home with modern updates and a large lot, this North Greece property is must-see. Enjoy the tranquility of a country-like setting while remaining close to shopping, restaurants, parks, and all the amenities the area has to offer. No delays, come look today!

17 College Ave, Greece
35 Valley Crest Road, Greece
$189,900
3 Beds ⋅ 1 Baths ⋅ R1725929 MLS
HALLOWEEN OPEN HOUSE 11:00 AM TO 12:30 PM! Looking for a place to call your own? This charming 3-bedroom home is a great opportunity to make the move from renting to homeownership! Offering comfortable living space, plenty of potential, and a convenient location close to the beach, shopping, restaurants, and the NYS Parkway, there's a lot to love here! Inside, you'll find a mix of hardwood floors, ceramic tile, and carpeting, along with vinyl windows that bring in plenty of natural light. A sliding glass door leads to the covered back deck, perfect for summer cookouts, entertaining friends, or relaxing after a long day. The fully fenced backyard offers plenty of room for pets, outdoor activities, or simply enjoying your own private space, while the shed provides convenient storage. Need more room? The partially finished basement gives you the flexibility to create a potential 4th bedroom, playroom, gaming room, home gym, or whatever fits your lifestyle! There's also a workbench for projects, glass block windows, and additional storage space. Other features include aluminum siding, a new furnace in 2025, a 2018 water heater, and 100-amp electrical service with a subpanel. Just minutes from Lake Ontario and the beach, with easy access to shopping and the Parkway, you'll love the convenience of this location. Whether you're buying your first home or simply looking for a place to make your own, this one is full of possibilities. Come take a look and imagine making it yours! Any offers will be due on Thursday, November 5th at 3:00 PM!

35 Valley Crest Road, Greece
8 Laser Street, Rochester
$94,900
4 Beds ⋅ 2 Baths ⋅ R1726047 MLS
Welcome to 8 Laser St. where four bedrooms and two full baths await in this cozy home. Bigger than what it seems the first floor offers two bedrooms with a main en suit and full bath, upstairs are two bedrooms with additional space in the attic. The mechanics are approximately four years old. Fully fenced yard and driveway. Make your appointment today, delayed negotiations will take place on Nov. 4th at 4pm.

8 Laser Street, Rochester
65 Wheeldon Drive, Greece
$150,000
2 Beds ⋅ 1 Baths ⋅ R1725984 MLS
Just listed! 2 bedroom Bungalow style home with much to offer. You will enjoy this quiet Greece neighborhood. There is a first floor laundry room. The living room has cathedral ceilings and a ceiling fan. All of the appliances and the furniture are included. No showings until Saturday, October 31 at 9:00 AM. Delayed negotiations until Wednesday, N0V. 4 at 3:00 PM.

65 Wheeldon Drive, Greece
564 Hurstbourne Road, Irondequoit
$174,900
3 Beds ⋅ 1 Baths ⋅ R1724053 MLS
Easy one level living in this low maintenance ranch. Vinyl siding. Newer roof + windows + high efficiency furnace + hot water heater + central air. Hardwoods. Eat-in kitchen. Stove, refrigerator, washer, dryer all included. Low RG&E. Vinyl privacy fence in back yard. Large partially finished basement. Attached garage with opener. Flower gardens. Beautiful tree-lined location in a sweet neighborhood with a great sense of community minutes from everywhere. Delayed negotiations begin Tuesday 11/10/26 at noon.

564 Hurstbourne Road, Irondequoit
135 Mcnaughton Street, Rochester
$125,000
3 Beds ⋅ 2 Baths ⋅ R1725816 MLS
Welcome to this charming Colonial in the City of Rochester! This well-maintained home offers original character, inviting living spaces, and room to make it your own. Inside, you'll find three bedrooms, original doors, and hardwood flooring beneath vinyl tile in select areas. The kitchen retains its original charm, with the refrigerator and stove included. An additional room in the attic offers flexible space for a home office, hobby room, or extra storage. Enjoy your morning coffee on the covered front porch or relax outdoors on the patio. Additional features include a full basement, a convenient first-floor half bath, a full bathroom upstairs, a detached garage, and a blacktop driveway. Public water and sewer, along with gas forced-air heating, add everyday convenience. Located near Mount Read Boulevard, the Greece area, Lyell Avenue bus service, and J.P. Riley Park. Showings begin Saturday, October 31, at 8:00 AM. Delayed negotiations begin Wednesday, November 4, at 9:00 AM. Schedule your showing

135 Mcnaughton Street, Rochester
176 Clairmount Street, Rochester
$169,900
4 Beds ⋅ 1 Baths ⋅ R1724994 MLS
RARE OPPORTUNITY—MOVE-IN READY & BEAUTIFULLY RENOVATED! Welcome to 176 Clairmount St., where classic Rochester Colonial charm meets extensive modern updates! Offered by the Rochester Land Bank Corporation, this completely renovated 1912 home provides an exceptional pathway to affordable homeownership and the opportunity to build long-term wealth through real estate ownership. Opportunities like this don’t come along often! Enjoy peace of mind with a NEW tear-off roof, high-efficiency furnace, electric hot water tank, energy-efficient windows and doors throughout, low-maintenance vinyl siding, and 200-amp electric service with a new panel box. New open front and rear porches invite you to relax, while the private backyard features new privacy fencing and a huge, brand-new storage shed. A new security system and glass block basement windows provide added reassurance. Step inside to a classic front entrance hall leading to the second-floor staircase, showcasing the timeless character of Rochester homes of this era! New luxury vinyl plank flooring flows throughout the home, including a welcoming living room and formal dining room just off the updated kitchen featuring new white shaker cabinets and an included stainless-steel microwave. FOUR bedrooms include a convenient first-floor bedroom, while a second-floor bonus room offers space for a home office or potential fifth bedroom. The completely remodeled upstairs full bath features a combination heater, ventilation fan, and light above the tub for extra comfort. Every improvement has been thoughtfully completed to provide comfort, efficiency, and peace of mind! Located just minutes from I-490, Downtown Rochester, shopping, restaurants, entertainment, and major employers, this home puts the city’s conveniences within easy reach. This property is offered through the Rochester Land Bank Corporation. Eligibility requirements apply. All offers and required documentation must be submitted by 4:00 PM on November 16, 2026. The selected purchaser will be announced shortly thereafter. Don’t miss this exceptional opportunity to own a beautifully renovated home at an affordable price—your path to homeownership starts here!

176 Clairmount Street, Rochester
63 Lisbon St, Rochester
$80,000
3 Beds ⋅ 1 Baths ⋅ B1724753 MLS
Welcome to this investment opportunity in the City of Rochester. This charming single family ranch style home offers 4 bedrooms and 1 bathroom. Must see it to imagine the potential.

63 Lisbon St, Rochester
498-500 Columbia Avenue, Rochester
$184,900
5 Beds ⋅ 2 Baths ⋅ R1725740 MLS
Fantastic opportunity to own a beautifully updated two-family home in Rochester’s 19th Ward! Ideal for investors or owner-occupants looking to enjoy rental income while building equity. This property features extensive improvements, including a new roof, new gutters, updated windows, new doors, and beautifully renovated kitchens and bathrooms. Kitchen upgrades include new cabinetry, countertops, backsplashes, and range hoods. The front unit features new flooring, a new kitchen sink, modern finishes, and bright, inviting living spaces. Both units offer a wonderful combination of modern updates and original charm. The rear unit is currently tenant-occupied, generating $1,500 per month in rental income. Tenants have expressed flexibility regarding occupancy, subject to lease terms and mutual agreement, offering options for investors and potential owner-occupants. Additional highlights include a welcoming covered front porch and generous off-street parking. With major improvements already completed and established rental income, this property offers an excellent opportunity for your next investment or owner-occupied home. Schedule your showing today!

498-500 Columbia Avenue, Rochester
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