Monroe County Homes under $400,000

Monroe County Homes under $400,000

Welcome to Monroe County, New York – a hidden gem nestled in the picturesque Hudson Valley region! Known for its stunning landscapes, vibrant communities, and rich history, Monroe County offers a perfect blend of suburban tranquility and urban convenience. With easy access to major highways and proximity to the bustling city of New York, Monroe is ideal for those seeking a serene lifestyle without sacrificing connectivity.

One of the most appealing aspects of Monroe County is the diverse range of homes available, particularly for those looking for properties under $400,000. Here, you’ll find charming single-family homes, cozy townhouses, and spacious condos, all designed to suit various lifestyles and budgets. The real estate market in Monroe is thriving, making it an excellent opportunity for first-time homebuyers or those looking to downsize.

Imagine living in a community surrounded by lush parks, scenic hiking trails, and family-friendly amenities. Monroe County boasts a plethora of recreational activities, from outdoor adventures in the nearby Catskill Mountains to cultural experiences in the vibrant town centers. With top-rated schools, friendly neighborhoods, and a strong sense of community, it’s no wonder that Monroe County is becoming a sought-after destination for families and individuals alike.

So if you’re ready to find your dream home in Monroe County, explore our listings today! With homes under $400,000, you’ll discover the perfect place to create lasting memories in this enchanting corner of New York. Your new chapter awaits!

Newest Monroe County Homes under $400,000

9 Cottage Street, Rochester
$199,900
4 Beds ⋅ 2 Baths ⋅ R1725750 MLS
WAKE UP, WAKE UP, WAKE UP; 9 Cottage Street has finally hit the market! This is not just another listing, this is the one you've been waiting for! MOVE-IN-READY...Four bedrooms, 2 full bathrooms, beautifully renovated from top to bottom (over 2000 Sqft of living space)-perfect for an owner occupant, first-time buyer, investor or potential short term rental opportunity (may be subject to city approval). Walk-up through the brick entryway into the first floor; here you'll find new vinyl flooring, recessed lighting, ceiling fans throughout along with a completely renovated kitchen with new cabinetry, stylish wall and floor tile, luxury lighting and new appliances! The first floor also features two bedrooms, one of which could serve as a primary suite with direct access to the newly renovated bathroom displaying wall-to-wall tile, a standing shower with a glass door and modern finishes! Upstairs, you’ll find two bedrooms with new carpet, a walk-in closet and the second renovated bathroom showcasing a high-end sink and faucet, wall-to-wall tile, and sliding glass shower doors. WAIT, WE'RE NOT DONE YET! The extended driveway with parking for multiple vehicles leads to the HUGE 2.5 CAR ATTACHED GARAGE which has new motorized doors and has been freshly painted; ready for your finishing touches! This space offers endless possibilities for additional storage, a workshop, recreation, or an incredible entertainment area. The NEW ROOF, NEW FURNACE and CURRENT C of O provides added piece of mind for the next owner! Now let's talk about the location; Genesee Riverway Trail, College Town and just minutes from the University of Rochester, Strong Memorial Hospital, and Downtown! With its size, updates, location and garage space; someone is about to get the keys to something special! Don't believe the hype, COME SEE FOR YOURSELF! Showings begins Thursday October 29th, at 9am! Delayed Negotiations until November 5th, at 5pm! Please allow 24 hours for a response. **Some listing photos have been virtually enhanced to help buyers envision the many possibilities this expansive garage space has to offer.**

9 Cottage Street, Rochester
166 W Church Street, Perinton
$399,900
4 Beds ⋅ 3 Baths ⋅ R1724669 MLS
Enjoy the charm of Fairport Village, with its historic Erie Canal, quaint shops, popular restaurants, and scenic walking paths. A vibrant, welcoming community offering small-town charm and convenience! This lovely home offers 3–4 bedrooms, 3 full baths, an updated kitchen and baths, and convenient second-floor laundry. The spacious primary suite, added in 2015, features a private balcony overlooking the beautiful backyard—perfect for enjoying your morning coffee or relaxing at the end of the day. A versatile first-floor plan offers the flexibility of a first floor home office/den or additional bedroom. Major improvements include a complete roof tear-off and new primary suite in 2015, new kitchen and first-floor renovations in 2017. Additional highlights include a backyard deck with retractable motorized awning, a 3-car garage, shed, and economical Fairport Electric. It’s conveniently located a short walk away from Perinton Park, the Erie Canal path, and all of the village amenities. A wonderful opportunity to enjoy village living with modern updates, a generous half-acre lot, and plenty of charm! ***Offers due by 11/2 @ 5:00 pm***

166 W Church Street, Perinton
597 Guinevere Drive, Greece
$299,000
3 Beds ⋅ 3 Baths ⋅ R1723542 MLS
Welcome to 597 Guinevere Drive, a Stunningly Upgraded 3-bedroom, 2.5-bathroom Colonial (over $130K Improvements) in a lovely community neighborhood in Greece, New York. This family home boasts over 1,736 sq ft of interior living space, with Newly Created Custom Outdoor Decking & Living Spaces and Landscaping. This 1992-built home radiates pride of ownership from the moment you arrive: be captivated by its classic curb appeal, featuring All New Siding, Windows, Doors, and Soffits, alongside a New Walkway with Stone Pavers and a pristine and freshly re-seeded lawn (2024). Step through the formal foyer to find an elegant, light-filled layout. The bright living room features a gorgeous and formal dining room showcase new Coretec Plus flooring (2023). At the heart of the home is an expansive eat-in kitchen and open-area family room combination with bay window. The kitchen features recently painted wood cabinetry, a convenient pantry and appliances. The kitchen opens seamlessly into an expansive family room, complete with soaring cathedral ceilings. The main level also includes a tastefully upgraded powder room. Upstairs, the renovated bedrooms feature all-new flooring, fresh paint, and crisp trim. The primary bedroom serves as a true sanctuary, while the second-floor full bathroom has been completely renovated from top to bottom with all-new tub, beautiful custom tile work, plumbing, vanity and toilet. The basement offers a clean, versatile canvas with a laundry area and boundless potential for a recreation room, home gym, and workshop. The crowning jewel of this property is the over $40,000 exterior oasis (2021). Step out onto a gorgeous, expansive 40’ x 17' custom back deck that spans the entire backside of the house, complete with a spectacular 13’ x 14’ pergola. Backed by high-quality stonework from Sensenigs, premium plantings from Van Putte Gardens, and a partial decorative wooden fence (2017), this yard is a private entertainer's paradise. Equipped with central AC and move-in ready perfection, this absolute gem is close to parks, shopping, and everyday conveniences. Delayed Showings: November 1, 2026 @ 10am Delayed Negotiations: November 9, 2026 @ 12pm

597 Guinevere Drive, Greece
205 Willow Pond, Penfield
$365,000
3 Beds ⋅ 3 Baths ⋅ R1723578 MLS
SPECTACULAR WATER VIEWS! THIS CONTEMPORARY COLONIAL FEATURES 3-LEVELS OF BEAUTIFUL SUNRISES OVERLOOKING TOWN OF PENFIELD'S 7+ ACRE "WILLOW POND" * TILED FOYER ENTRY LEADS TO AN AMAZING GREAT ROOM with SOARING CATHEDRAL CEILING, NEW SKYLIGHTS with POWERED SHADES, GAS FIRWEPLACE, and GORGEOUS MAHOGANY HARDWOODS! CHEF'S EAT-IN KITCHEN IS HIGHLIGHTED BY QUALITY MAPLE CABINETRY, TILE FLOORING, STAINLESS APPLIANCES, GRANITE COUNTERS, COFFERED CEILING, and SLIDING GLASS DOOR TO an ELEVATED DECK *UPDATED 1ST FLOOR POWDER ROOM *UPPER LEVEL FEATURES A GENEROUS PRIMARY BEDROOM with PRIVATE ACCESS to the IMPRESSIVE FULL BATH with TUB/SHOWER COMBO and TILE FLOORING *2ND BEDROOM with PLUSH CARPETING *LOWER LEVEL OFFERS A 3RD BEDROOM w/EGRESS, FULL BATH with SHOWER, LAUNDRY, and a SPACIOUS REC-ROOM with SLIDING GLASS DOOR TO AN EXPANSIVE CONCRETE PATIO * BRAND NEW 2026 ARCHITECTURAL ROOF (TEAR-OFF) & NEW GUTTERS *NEW DOUBLE WIDE PAVED DRIVEWAY * TWO CAR GARAGE w/RECENTLY OVERHEAD DOOR *FRONT PORCH *EXPANSIVE DECKING *CENTRAL AIR (2009) * WATER HEATER (2009) *FURNACE (2003) *NEW 10 X 14 SHED *200 AMP ELECTRIC SERVICE * SQ.FT. INCLUDES FINSIHED BASEMENT AREA *NO DELAYED NEGOTIATIONS!!! PLEASE ALLOW 24 HRS FOR SELLER TO RESPOND TO OFFERS

205 Willow Pond, Penfield
9 2nd Street, Greece
$99,900
3 Beds ⋅ 1 Baths ⋅ R1725708 MLS
Open for business, Just steps to Lake Ontario, generous sized living room and large eat-in kitchen. Updates include new electric breaker box 2018, Roof replacement 2018 (old shingles were removed and new wood decking replaced where needed) kitchen appliances include gas stove, refrigerator, dishwasher, rangehood 2023. Washer and dryer 2018. 2 sheds included and 2 enclosed porches. Quiet neighborhood setting. Delayed negotiations on 11/3/2026 at noon.

9 2nd Street, Greece
8 Hillview Drive, Irondequoit
$297,500
3 Beds ⋅ 2 Baths ⋅ R1725689 MLS
ALL NEW FOR YOU! No Delayed Negotiations & No Nonsense Pricing! This Stunning Fully Remodeled Home Makes 1st Floor Living A Dream Come True! Just Wait Until You Step Inside This Fantastically Designed & Refined Home With Its Welcoming Front Porch & Entry Hall that Leads to a Big, Bright, & Airy Living Room. Terrific Open Dining Area Offers a Perfect Setting for Entertaining Family & Friends for Holidays & Special Occasions! GORGEOUS All New in 2025 Custom Kitchen with Mennonite Hand Built White Oak Cabinets, Stunning Granite Counters with Marble Back Splash, and All New Appliances! Convenient All New 1st Floor Step-Saving Laundry with New Washer & Dryer! Down the Hallway You'll Discover 3 Ample Size 1st Floor Bedrooms Including A Private Primary Retreat Complete with it Own Private Full Bath! 2 Completely Remodeled and Magnificent First Floor Full Bathrooms! Easy Access Attached 2 Car Garage That Has Been Fully Drywalled! Updates & Remodeling Include: NEW Roof 2018, NEW 2024 Maintenance Free Vinyl Siding, NEW 2024 Energy Saving Thermal Pane Windows, NEW 2024 Electrical Service Panel and Wiring, NEW 2024 Pex Plumbing, NEW 2024 Furnace & Air Conditioning, NEW 2024 Water Heater, PLUS All New LED Lighting, Gutters, Custom Oak Closets Organizers, Solid Wood Interior Doors, Stunning Mahogany Wood Floors, & So Much More! Truly New Home Quality & Features At a Fraction of the Costs! HURRY and Expect To Be Impressed! You're Going To LOVE Calling This House "HOME!" OPEN HOUSE Saturday 10/31 11:00am-12:30pm

8 Hillview Drive, Irondequoit
226 Fulton Avenue, Rochester
$139,000
6 Beds ⋅ 2 Baths ⋅ R1724838 MLS

226 Fulton Avenue, Rochester
723-725 Parsells Avenue Unit 725, Rochester
$199,900
6 Beds ⋅ 2 Baths ⋅ R1725656 MLS
BACK ON MARKET! OPPORTUNITY here with this spacious side-by-side duplex in the Beechwood Neighborhood! Located close to Merchants Road (9th house in from Merchants!), offering 3 beds (tax record indicates 2) /1 full bath on each side and totally SEPARATE, full WALK OUT basements! Each side has a sweet covered front porch area and both kitchens have doors to the rear yard area! All separate utilities, unit 725 has washer/dryer, stove and refrigerator included! Unit 725 has been freshly painted throughout, bathroom has new flooring, toilet, vanity, the floors on the first level have been refinished and SHINE beautifully-new storm door on rear exit! #723 has a decorative fireplace and fresh paint in most areas of the first floor and new flooring in the bathroom. A really great owner occupant opportunity or add to your investment portfolio! #723 is occupied by tenants who are month-to-month with a monthly rental rate of $1,200 and would wish to stay upon transfer of title. This location really is PRIME! Quiet street, walking distance to many nearby amenities! Public transportation area, but you can also walk the pets, run, bicycle, E bike to anywhere!

723-725 Parsells Avenue Unit 725, Rochester
15 Dewey Avenue, Irondequoit
$179,900
3 Beds ⋅ 2 Baths ⋅ R1723403 MLS
Welcome to this charming 3-bedroom, 1.5-bath Colonial nestled in a desirable West Irondequoit neighborhood. Ideally located near Summerville, Lake Ontario, and Durand Eastman Park, this home offers the perfect combination of comfort, convenience, and recreation. Updates include a beautifully updated half bath and newer first-floor flooring, throughout. A versatile first-floor room offers the potential for a home office or additional living space. All appliances are included. Step outside to enjoy the generous, fully fenced backyard, ideal for outdoor gatherings, pets, or simply unwinding. A wonderful opportunity to own a home in one of West Irondequoit's sought-after neighborhoods. Delayed negotiations until Monday, November 2nd at 2:00 pm.

15 Dewey Avenue, Irondequoit
176 Drumcliff Way, Greece
$189,500
4 Beds ⋅ 2 Baths ⋅ R1725397 MLS
Come take a look at this Greece Split-Level Home. Featuring: Galley style Oak Kitchen, Formal Dining Room w/Hardwood Floors & Slider to the Back Yard, Living Room, Large Family Room w/Woodburning Fireplace, 4 Bedrooms, 1.5 Baths, The Basement Has a Finished Room, Vinyl Siding, and Attached 2 Car Garage. Close to Wegman’s, Greece Ridge Mall, Plenty of Shopping, Restaurants, 390 and Lake Ontario.

176 Drumcliff Way, Greece
206 Twin Pines Court, Greece
$174,900
2 Beds ⋅ 2 Baths ⋅ R1725629 MLS
Welcome to 206 Twin pines, this charming, single-story Ranch townhome located in a quiet 55+ HOA community in the Town of Greece. Offering over 1000sq. ft. of low-maintenance living space, this home features 2 spacious bedrooms and 2 full bathrooms, designed for privacy and comfort. The living room offers an open concept with a smooth transition between the kitchen, dining, and sleeping quarters and is filled with natural light. Thoughtfully designed dual-suite layout featuring 2 bedrooms, each with direct access to a full bathroom. The full basement provides ample storage or space for a potential workshop or the ablity to be finished for all your hobbies.  Updated heating and cooling system (2023). Roof: Updated roof.  Water Heater: Updated hot water tank (~2012). The sliding glass door takes you to your private patio, which is perfect for these fall days. Rest easy with knowing the HOA helps with the exterior services (snow removal and landscaping).  Attached 1-car garage with direct interior access.  Nestled on a quiet cul-de-sac off Bonesteel Street, across from Holy Name Church, with convenient access to local shopping, dining, parks, and major routes. Delayed negotiations until 11/3 at 10:00

206 Twin Pines Court, Greece
90 Caroline Drive, Gates
$220,000
3 Beds ⋅ 2 Baths ⋅ R1724502 MLS
Welcome to 90 Caroline Drive! This freshly painted 3-bedroom, 1.5-bath raised ranch offers comfortable living, numerous updates, and plenty of potential. The owner’s relocation presents a wonderful opportunity to own a single-family home in a quiet neighborhood. Exterior features include low-maintenance vinyl siding and central air conditioning.The lower level offers durable LVP flooring, rustic barn-wood accent walls, a wood-burning stove, a bedroom with a large closet, a half bath, and direct access to the garage. Upstairs, the bright living room features a large picture window, while the eat-in kitchen showcases a charming wood ceiling. The primary bedroom offers two generously sized closets and additional storage. New Posh Patterns carpeting enhances the main living areas and bedrooms, with hardwood floors underneath in great condition. Additional updates include a tankless water heater, and new doors .Enjoy outdoor living on the freshly restained deck, relax in the hot tub, and take advantage of the backyard setting with no direct rear neighbors. The property also features a sledding hill for winter fun and a spacious, lighted shed with a vented attic, ideal for storage, hobbies, or a workshop.Conveniently located approximately five minutes from shopping, restaurants, and Rochester Airport, with easy access to I-390 in under three minutes, this home offers a great combination of comfort, convenience, and opportunity. Don’t miss your chance to make 90 Caroline Drive your own. Schedule your showing today! Open houses Sunday, 11/1, 10:00 AM–12:00 PM, Thursday, 11/5, 4:30–6:00 PM. Offers will be reviewed Friday, 11/7, at 12:00 PM.

90 Caroline Drive, Gates
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